Question: My wife and I are both active duty Marines. She’s planning to get out in a few months, but I’m staying in for the long haul. You recommend saving 15 percent for retirement, but how does that apply in my case when I’ll be getting a good pension after 20 years?

Question: I got divorced recently, and have custody of our children who are 12 and 17. I’m lucky enough to be debt-free, and I own the house we’re living in, which is worth about $350,000. I also have $160,000 in savings, and we receive $1,200 in child support every month. People are all telling me I should be investing, but each one tells me to do a different kind of investing. What do you suggest?

Question: My wife and I bought some furniture a while back on what we thought was a 24-months-same-as-cash plan. The original purchase price was $1,600. The other day, I got a call from a collector saying that it was actually a 12-month plan, and the balance is now $2,800. We looked at the contract, and it was our mistake on the length of the plan. Still, that makes the interest rate about 30 percent. Is there anything we can do about this?

Question: My wife and I have gone from having almost nothing to making about $90,000 in the last few years. The problem is that I can’t get her interested in saving money. What’s worse, her father is the preacher at our church and he has convinced her that he knows the Lord is coming back in our lifetime. Thinking this, she says there’s no reason to save because it will all be gone anyway. What can I do?

Question: Our financial situation is pretty good now, and my husband and I feel it is time to start giving something back. There are several organizations we’re interested in helping, but how can we know if they’re legitimate and will use our money wisely?

Question: Is it a good idea to include teenagers in financial talks and budget meetings?

Question: How do you feel about online trading for building a stock portfolio? Assuming that someone has done their homework on which stocks to buy, is there anything else to know about do-it-yourself trading?

Question: Several months ago, my five-year-old son told me he wanted a Nintendo DS. He does little things around the house for me, and at his grandparents’ place, so I told him he’d need to save his money and buy it. Well, he did! He’s got enough for the console, but not to pay the sales tax. Should I help him out?

Qusetion: Our 15-year-old has saved his money, and he’ll buy a car next year. When he buys it, should the title be put in our names or his?

Question: My husband and I are both spenders. We want to get on a plan and handle our money better, but is there anything that will help us learn to give up stuff now so that we’ll have more in the future?