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Dave Says Feb

It’s a Credit Card Addiction

I think my mother-in-law has a serious credit card problem. She can’t afford stuff, but she shops anyway, chalks up more and more debt, acquires more credit cards, and thinks […]

Dave Says Jan

What Kind of Life Insurance Do You Recommend?

Q. My wife and I are both 36 years old, and we have two children. Our son is six, and our daughter will be four next month. We’ve been walking […]

Dave Says Dec

Teach Them to Be Givers… And Be an Example

Q. With all the commercials and marketing that accompany the holiday season, how can parents teach their young children about giving and putting others first at this time of year? […]

Dave Says Nov

Should I Create a Small – Business Budget?

I know when it comes to personal finance, you’re a big fan of living on a written, monthly budget. Should you do a small-business budget the same way you do […]

Dave Ramsey Oct

Love Them Enough to Teach Them Welll

My husband and I are having arguments about money where our children are concerned. They are both 16, and I think they should have part-time jobs and be learning the […]

Dave says Sept

Different Personality Types Can Be a Good Thing

My husband is an entrepreneur. He has a very hard driving, energetic personality and way of doing things, while I’m more laid back and soft spoken. How can I support […]

Dave Says cash in k Aug

Should I Cash in 401(k) to Pay Off Mortgage?

Should I cash in my 401(k) to pay off my car? I have just enough in the account to pay off the car and free up money in my budget. […]

Dave Says July

Is the Threat of De-Dollarization Real?

I’m hearing more and more about “de-dollarization” and how several countries are moving away from the U.S. dollar as their basis of international trade. Will this affect the strength of […]

Dave Says GenZ and Millennials June

Gen Zers and Millennialsin the Workforce

Q. I am the managing partner of a family business. We would like to add to our team, but I’m worried we can’t try to hold millennials and Gen Zers […]

Dave Says work first play later May 2023

Sometimes Helping Means More Than Just Giving

Q. How do you handle a situation where someone needs financial help, but has misspent money you’ve given them in the past? My wife and I have been trying to […]

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